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Structure Settlement



What Is a Structured Settlement?

Simply stated, a structured settlement is a contract whereby an insurance company promises to make periodic payments to an injured party as part of a bodily injury claim settlement or to a surviving family member to whom a large settlement has been awarded. These are just two examples of when a structured settlement can be used. Structured settlements have become popular because they offer substantial benefits to all parties involved in the settlement agreement. How Does It Work?

We use Amica Life annuities as the financial instrument to structure a settlement. An Amica Life structured settlement annuity provides a payment stream that is tax-free over a period of time. Most investment options such as stocks and bonds, real estate, savings accounts, etc., simply cannot match the flexibility and security of an Amica Life Structured Settlement Annuity.